5 reasons to own your own house or apartment

Owning your own apartment is possible and beneficial in the long run.

Are you close to 30, just past it, or just in your 30s and still living with your parents?

First of all, don't be distressed. A recent study pointed out that this is a growing trend and in countries like Italy and Greece between 70 and 80% of youth (ages 15-29) still live at home with their parents.

In Latin America this is also observed in the 25-35 age group as well. Culturally, we value the family and vice versa, the family values us. Even if you are still studying or even if you are already working and are economically prosperous, it is always practical and comfortable to have food, washed and folded clothes, a clean room, among other things.

However, there are many more benefits to owning your own home at this age. Here are 5 reasons to consider if you are thinking of taking this step:

1. Privacy

Even if you are single or already in a couple, privacy is always something that over the years is more and more valuable. Arriving home after work and being able to throw your suitcase where you want, play your music, use some space to exercise, cook at the time you want, invite friends over on the day of the week you want are just some of the things you can do living alone. Having a space for yourself guarantees that you will always have a moment alone to breathe and think.

As we grow up, this is very important. In your home, they are your rules. They are your spaces and your routines. In the long run, if you get into the rhythm of taking care of your home and your stuff, it's worth it to be away from your family. A large percentage of young adults report that they feel much happier and more satisfied living away from home. If you have a partner, it is invaluable to be able to have privacy so that the relationship and moments of intimacy can flow.

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2. Own equity

Having your own land and house (or apartment) will give you a great sense of freedom. Having equity under your name is something that will give you independence, responsibility and a great sense of control. Also, if you are thinking ahead, you should know that someday your own family should be under your own roof. The earlier you assume this responsibility of having your own assets, the earlier you will be able to plan for your future with your partner, eventually children.

3. Responsibility

They say that stepping out of your comfort zone is a difficult step, but at the same time a huge step. It's very comfortable being under your parents' roof and intimidating the idea of living alone, paying electricity bills, cleaning and taking care of the whole house. However, making this change and taking the step to independence will teach you to be responsible for yourself. As you get organized, you will learn to fulfill your obligations and appreciate yourself more and more each day. Freedom comes hand in hand with responsibility and owning your own home will bring this to you. In a couple of months you will already know the costs of going to the supermarket, electricity and water, and other expenses. Buying a home and moving out of your family's home will teach you how to manage your own life finances.

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4. Personal and professional growth

Following the same idea of responsibility, you have to look at the big picture. The personal growth that comes with having your own home is enormous. By not being close to your parents, you can have space to think and make decisions individually. You can always call them and consult them, but the important thing is to listen to yourself and make your own decisions motivated by personal desires. Like everything else, it is a maturing and learning process.

On the other hand, with this personal growth, there will be professional growth. You will have more financial pressure to support yourself but at the same time more motivation to work. Having bought a house, either with loans or savings, is a great achievement. Maintaining the desired lifestyle is the next step. As you achieve what you want, you will know yourself, and you will grow to be autonomous. You will be able to make decisions and think without being affected by external and even internal factors. Over time, this will increase your self-esteem and self-confidence.

5. Own space

Finally, let's talk about how amazing it feels to decorate your own home. Having your own space will give you a lot of freedom in terms of how you paint it, arrange furniture, place tables and chairs, etc. Bored with the TV in that corner? You can change it. Every corner is yours and you don't have to feel limited by your parents' rules on how you distribute your belongings.